Fast access to cash
Check eligibility in minutes online or over the phone. Complete application, and if approved, funds are transferred as fast as the next business day.*
Clear, competitive pricing
Pay one, competitively-priced, fixed fee that you know in advance. No late fees, no early repayment fees, and no processing fees.**
Tailored terms
Choose the loan amount and term (13 to 52 weeks based on loan amount) that fit your business needs.
Hassle-free repayment
Predictable weekly payments will be made automatically from your bank account so there are no monthly bills to remember.
PayPal Business account
A PayPal Business account is required to fund your loan (processing payments with PayPal is optional).
Don’t have one? Sign up for free.
Time in business
Your business must have at least 9 months in business.
Annual revenue
$42,000 or more in annual total revenue.
Industry
Over 550 different industries served. See FAQ.
“With the PayPal Business Loan, it was easy to forecast cash flow knowing exactly what our payment would be.”
The Giving Keys, PayPal Business Loan Customer
Results may not be typical and may vary substantially across businesses.
Frequently Asked Questions
You must complete a 5-10 minute online questionnaire to determine your business’s eligibility or by calling a Business Funding Expert at 1-800-941-5614. Once the questionnaire is complete, estimated loan terms can be customized by adjusting the loan amount and duration to compare the costs of financing.
Once you select your desired terms and completed the application, if approved, you will be prompted to electronically sign a contract that will be emailed to you and includes bank instructions so that payments can be debited weekly from your business checking account.
Speak with our Business Funding Experts.
Our U.S.-based team is available between 9 a.m. and 8 p.m. ET Monday – Friday and between 11 a.m. to 3 p.m. on Saturday.
Call us at 1-800-941-5614.
It takes just minutes to check eligibility for the PayPal Business Loan.
Checking eligibility will not affect your credit score.*
*Completing the questionnaire will assess your business’s eligibility, allow you to review estimated offers if eligible, and will not impact your credit score. Should you decide to complete the loan application process, credit checks and other public records checks will be performed which may impact your credit score.
Get paid wherever you do business
Accept payments online, in store, or on the go. Plus, you can connect your business to over 200 million account holders who trust the PayPal way to pay.
Get paid faster with invoicing
Send customized invoices that your customers can pay quickly online with a credit or debit card, PayPal, or PayPal Credit*. Whichever payment method they choose, you receive your money usually in minutes.
Help drive higher sales with customer financing
Offer PayPal Credit* with no risk or cost to you. Your customers can use this revolving credit line to get No Interest if paid in full in 6 months on purchases of $99 or more.
Get paid in person or in your store
With the PayPal Here app and your choice of card readers, you can accept chip cards, magstripe cards, and contactless payments like Apple Pay – on the go or in your store.
The lender for PayPal Business Loan is WebBank, Member FDIC.