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SBA 7(a) Loans for Business Owners

SBA 7(a) loans are one of the most flexible financing options available for business owners looking to buy commercial real estate, acquire a business, refinance debt, or access working capital.

At Synergy Capital Funding, we help business owners structure SBA 7(a) loans correctly from the start — so you know what to expect before wasting time or money.

Serving California business owners with SBA financing available nationwide.

What Can an SBA 7(a) Loan Be Used For?

• Buying an owner-occupied commercial building  

• Purchasing an existing business  

• Business expansion or partner buyouts  

• Working capital and equipment  

• Refinancing qualifying business debt

If the business occupies at least 51% of the property, SBA 7(a) financing may be an option.

SBA 7(a) Loan Highlights

• Loan amounts up to $5,000,000  

• Down payments as low as 10% in many cases  

• Terms up to 25 years for real estate  

• Competitive rate structures  

• Longer amortization for improved cash flow